The Best Pet Insurance Companies of 2022

Pet insurance can save you money if your dog, cat or exotic animal has an emergency, and it can help you plan for routine care costs, too.

Written by Andrew Pentis / October 29, 2022
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Products featured in this article are independently selected by our team of writers. If you make a purchase using links on this page, SoundDollar will earn an affiliate commission.

Quick Bites

  • With monthly premiums, pet insurance can protect your budget if your animal suffers from an accident or illness.
  • We found the best pet insurance companies based on criteria including cost, coverage and customer support.
  • Embrace is the best pet insurer, with Figo (Editor’s pick) nipping at its heels, according to Sound Dollar’s research.
  • As with other financial products, it’s smart to shop around and compare pet insurance options before picking.

Though it can be useful anytime, pet insurance is most impactful in the most stressful situations: Your dog, cat or other animal is sick or suffering, and you want to do everything you can to help—without breaking your budget.

If you’re insured, you can rest easier in that scary scenario knowing that your pet insurer is there to cover as much as 70% to 100% of those emergency costs. As with other types of insurance, you submit your monthly premiums and pay out-of-pocket up to your deductible. Then the insurance company settles the rest.

Of course, you want to know that your animal has the best pet insurance possible. That’s where research comes into play. It can be hard to decipher which pet insurance is best because they’re competitively priced and depend heavily on your preferred level or coverage or policy add-ons.

That said, Embrace and the other best pet insurance companies we reviewed separated themselves from the pack with nationally-available coverage for young and older pets; fair cost and few fees; expansive and clear-cut coverage; and supportive customer service. You’ll also want to know whether these insurers offer coverage for whatever concerns you—or ails your pet—whether that’s routine preventative care, prescription medication or serious operations.

Sound Dollar has done the research for you, surveying 15 pet insurance companies. Below is the best all-around pet insurance provider, as well as the best providers for dogs, cats and exotic animals, and our editor’s pick.

Best pet insurance in 2022

Company
Embrace Pet InsuranceVisit
Best for
Best for
Overall
Key benefit
Key benefit
Your deductible decreases by $50 every year that you don't submit claims
Visit
Best for
Best for
Editor's pick
Key benefit
Key benefit
The company, which covers cats and dogs, says most claims are resolved within 3 days
Best for
Best for
Dogs
Key benefit
Key benefit
If your dog needs coverage for behavioral issues, the well-known ASPCA is a great place to start
Best for
Best for
Cats
Key benefit
Key benefit
This insurer provides the best rate—and coverage—for accidents and/or illness for felines
Best for
Best for
Exotic animals
Key benefit
Key benefit
It’s your only nationally-available option to cover rarer pets, from birds to bunnies and beyond

Best pet insurance: Embrace

Get Embrace
Sample quote for dogs:

$26.80

Sample quote for cats:

$16.12

Reimbursement Amount:

70% to 90%

Reimbursement limit:

$5,000 to $30,000

Deductible options:

$200 to $1,000

Waiting period:

2 days (accidents), 14 days (illness), 12 months (cured, pre-existing conditions)

Embrace Pet Insurance is the best pet insurance—and has the lowest prices—according to our research. Here’s how Embrace rose to the top:

We looked at four factors here to create our list of 15 insurers to review, including whether it’s quick and painless to get a quote for dogs and cats of all ages. At Embrace, pets 15 and younger are eligible for accident-and-illness coverage, whereas some competitors limit senior dogs and cats to accident-only policies.

Embrace also came out on top for cost. We considered six data points here, including whether it’s easy for you to customize your policy options so that you don’t have to pay more than necessary. Embrace charges the lowest monthly premiums for accident and/or illness coverage of all the companies we considered—$26.80 and $16.12 for our sample dog and cat, respectively—and it allows you to choose the deductible and reimbursement levels that affect that premium. Embrace was also the only pet insurer we reviewed that decreases your deductible by $50 for each year that you don’t file a claim.

Which insurers go above and beyond standard policies so pet owners can access nontraditional or expanded care? In addition to customizable accident and illness coverage, Embrace scored points for its alternative therapy options. It’s transparent about which therapies are covered (interestingly, acupuncture and chiropractic are, but reiki is not) and also offers as much or more coverage than the other insurers we reviewed.

Finally, Embrace excels at customer service. It provides 24/7 telehealth support and a free medical history review upon signing up for a new policy. And when you file a claim, you don’t have to worry about an unnecessarily complicated process: Embrace, which says that 92% of its claims were approved in 2021, doesn’t require you to fill out forms if you use its mobile app to upload an itemized invoice from your vet.

Pros

  • Multi-pet discount of 10%
  • Exam fees, prescription drugs, alternative therapies are covered
  • Seamless claims process via mobile app
  • 24-7 live chat

Cons

  • Accident-only coverage isn’t offered to all consumers
  • Routine care reimbursement is a policy add-on

Editor's pick: Figo

Sample quote for dogs:

$36.40

Sample quote for cats:

$17.34

Reimbursement Amount:

70% to 100%

Reimbursement limit:

$5,000 to unlimited

Deductible options:

$250 to $1,000

Waiting period:

1 day (injury), 14 days (illness), 180 days (orthopedic conditions)

Although Figo could not match Embrace’s basic coverage options—its standard policy doesn’t pay for vet-prescribed pet food, for example—it’s our Editor’s Pick due to its low-cost supplementary coverage options.

Though it’s fair to be wary of insurers promoting expensive add-ons on top of its initial quote, Figo does the opposite: Its low-cost optional coverages allow you to truly customize your policy to cater to your needs.

So if you like the idea of one or more of the following add-ons—each was below $10 for our sample pet quotes—our Editor’s Pick could be your pick too:

  • Basic wellness: Coverage for routine care including wellness exams, vaccines, microchipping and deworming, among others.

  • Plus wellness: Higher-value coverage for the routine expenses mentioned above, which also include spaying or neutering, teeth cleaning and various veterinarian tests.

  • Exam fees: Reimburses fees for diagnostic exams for covered accidents and illnesses.

  • Extra care pack: Pays for typically uncovered pet expenses like boarding and lost pet advertising and rewards.

Figo’s standard policy doesn't skimp on coverage, including alternative therapies when some competitors don’t. That said, this insurer could improve by making it possible for all consumers to select accident-only coverage as opposed to a typical accident-and-illness policy.

For its part, the company registered perfect ratings across our eligibility, cost and customer service criteria. On that last front, Figo says that most customer claims are closed within three days, much faster than the industry standard. Plus, the Figo waiting period for injuries is just one day, which is unbeaten in the industry.

Pros

  • Multi-pet discount of 5%
  • Prescription drugs, alternative therapies are covered
  • Seamless claims process via mobile app
  • 24-7 live chat

Cons

  • Accident-only coverage isn’t offered
  • Routine care reimbursement, diagnostic exam fees are policy add-ons

Best pet insurance for dogs: ASPCA

Sample quote for dogs:

$47.86

Sample quote for cats:

$24.42

Reimbursement Amount:

70% to 90%

Reimbursement limit:

$3,000 to $10,000

Deductible options:

$100 to $500

Waiting period:

14 days (new policy, accidents, illness, other conditions), 180 days (cured, pre-existing conditions)

Like our other best pet insurers, ASPCA combines lower monthly premiums for both comprehensive and accident-only coverage for dogs (and cats) ages 8 weeks to 18 years.

ASPCA—or the American Society for the Prevention of Cruelty to Animals—also makes it easy to add supplementary and relatively low-cost coverage for wellness checkups in case your pup may need something more routine, such as teeth cleaning, vaccination or deworming. Owners of nervous or, shall we say, rambunctious dogs might also appreciate that ASPCA pet insurance covers behavioral issues (such as “excessive licking, fur pulling and destruction of the home.”)

Note that ASPCA uses the same insurance underwriter, U.S. Fire Insurance Company, as our best pet insurance recommendation for cat owners (see below). That means their coverage will be similar. So if you’re comparing ASPCA and Spot, you might differentiate the companies in other ways, perhaps on customer service.

Regarding claims, ASPCA, says to expect claim reimbursement in 14 to 16 days after approval.

Pros

  • Multi-pet discount of 10%
  • Diagnostic exam fees, microchipping and prescribed food are covered

Cons

  • Routine care reimbursement is a policy add-on
  • Monthly premiums could be, on average, bested elsewhere
  • No 24-7 pet telehealth service

Best pet insurance for cats: Spot

Sample quote for dogs:

$39.25

Sample quote for cats:

$20.02

Reimbursement Amount:

70% to 90%

Reimbursement limit:

$2,500 to unlimited

Deductible options:

$100 to $1,000

Waiting period:

14 days (new policy, accidents, illness, other conditions), 180 days (cured, pre-existing conditions)

Spot is the top provider here—and offers the best pet insurance for older cats in particular. The company allows you to insure cats as young as 8 weeks and as old as 20 years. Plus, the monthly premiums don’t skyrocket for older cats the way they do for older-pet policies advertised by competitors.

We also like that Spot, like ASPCA, makes it easier than most competitors to customize your policy and opt for accident-only coverage if you have a courageous cat who likes to tour your neighborhood. Other perks of insuring your cat with Spot include its 30-day, money-back guarantee (plus the pros listed below).

That said, if you’re seeking the best cat insurance for your feline, it’s wise to compare options with ASPCA and other providers before signing on the dotted line.

Pros

  • 10% multi-pet discount
  • Diagnostic exam fees, microchipping and prescribed food are covered
  • 270 days to file claims (much longer than many competitors)

Cons

  • Routine care reimbursement is a policy add-on

Spot Pet Insurance Review

Spot Pet Insurance Review

Spot may be best for digital natives who prefer applying for and managing pet insurance policies online. The company also stands out for custom policy options.

Find out more

Best pet insurance for exotic animals: Nationwide

Reimbursement Amount:

50% to 70%

Reimbursement limit:

Up to $10,000

Deductible options:

$250

Waiting period:

Unclear

Exotic pet insurance is its own kettle of fish. There’s simplicity in shopping around for it, however, since only one provider makes it available nationally.

If you have a bird, reptile or other exotic pet to cover, Nationwide may be your only choice. The well-known insurer requests that you use its 1-800-874-0651 phone number to get more information on policy options.

Along with dogs and cats, Nationwide pet insurance offers coverage for most types of birds, plus the following animals:

  • Amphibians

  • Chameleons, chinchillas

  • Ferrets

  • Geckos, gerbils, goats, guinea pigs

  • Hamsters, hedgehogs

  • Iguanas

  • Lizards

  • Mice

  • Opossums

  • Potbellied pigs

  • Rats, rabbits

  • Snakes, sugar gliders

  • Tortoises, turtles

Keep the limits of Nationwide pet insurance in mind as you consider enrolling. The company lost points for its inflexible plan options (whereas other insurers make it easy to customize your policy). Also, Nationwide’s claims process requires filling out state-specific forms compared with competitors who allow customers to simply upload receipts from smartphones.

Nationwide was one of four insurers we reviewed that provides 24/7 telehealth support for your pet.

Pros

  • Multi-pet discount of 5%
  • Expansive coverage compared to some competitors
  • Possible to combine accident-and-illness coverage with wellness (depending on policy selection
  • 24-7 “vethelpline”

Cons

  • Monthly premiums could be, on average, bested elsewhere
  • Limited flexibility on deductible, reimbursement options
  • Longer-than-standard waiting period for cruciate ligament, meniscal injuries (12 months)

Compare the best pet insurance companies

Whether your pup has sore paws or your cat has started running through their nine lives, finding the best pet insurance might feel like a chore. But if pet insurance protects your budget, it may be less stressful to shop for a policy before your pet has health problems, not after.

"Emergency care, especially when hospitalization and/or surgery are required, can easily reach $10,000 or more with a 50% deposit needed before treatment can begin," says Dr. Amanda Hensely , a former veterinarian in Colorado who contributes to Sound Dollar. "Many people believe that their pets will get care first and they can pay later or that there will be some kind of payment plan offered, but this just isn't a possibility for most veterinary clinics. These aren't decisions you want to be making in a moment of crisis.

Dr. Amanda Hensley DVM, MPH

Meet the Expert

Dr. Hensley is a former veterinarian who specialized in animal rehabilitation and pain management. She has since shifted her career to focus on making scientific and medical information understandable and accessible to everyone.

Below is a starting point for comparison, but keep in mind that checking with policy providers directly—and reading some fine print—can help you land with the best pet insurance partner. Pet insurance company Pumpkin, for example, offers a “reimburse my vet” function that could make claims especially easy. You might also prioritize companies, such as Fetch, that have a wide variety of discounts for rescue adoption, therapy pets, AARP members, veterinarians and multi-pet households.

Pet insurance comparison table

Company
Winner
Winner
Best overall
Reimbursement
Reimbursement
70%-90%
Deductible
Deductible
$200-$1,000
Winner
Winner
Editor's pick
Reimbursement
Reimbursement
70%-100%
Deductible
Deductible
$100-$750
Winner
Winner
Best for dogs
Reimbursement
Reimbursement
70%-90%
Deductible
Deductible
$100-$500
Winner
Winner
Best for cats
Reimbursement
Reimbursement
70%-90%
Deductible
Deductible
$100-$1,000
Winner
Winner
Best for exotic animals
Reimbursement
Reimbursement
50%-70%
Deductible
Deductible
$250

How does pet insurance work?

Pet insurance works much like health insurance for humans, but it’s (thankfully) a lot simpler. You shop around for private policies and, once you’ve chosen one, you agree…

  • To make monthly (or annual) payments (premiums) to your insurer in exchange for ongoing, annual coverage

  • To pay for your pet’s health care costs until you’ve hit your deductible, which could be as low as $0 or as high as $1,000; if you choose a low deductible, you can expect a higher premium, and vice versa

  • To be reimbursed up to a certain amount, both per pet mishap and for the whole year: You might agree to a reimbursement rate of 80% (coinsurance rate of 20%), for example, and select an annual limit of thousands of dollars for the 12 months of coverage

Though they use similar frameworks for premiums, deductibles and reimbursement, pet insurance companies and policies aren’t created equal. They also vary in critical categories like eligibility, coverage and service. One pet insurer might allow your pet to see any veterinarian in the U.S., while another might force you to worry about in- and out-of-network vets. Or an insurer could offer coverage for vet-prescribed therapy or food, while a competing provider might list that among policy exclusions.

Because of these differences between pet insurance companies, it’s important to shop around and compare multiple providers and policies before picking one over the other.

Learn more: How Does Pet Insurance Work?

How much is pet insurance?

The cost of owning a dog—or the cost of cat ownership—can be significant. The figures obviously climb when accounting for pet insurance.

The average cost of dog insurance was $51.43 per month, nearly doubling the monthly cost of insurance for cats, $27.60, according to Sound Dollar’s analysis (see table below). These figures fall in line with the 2021 monthly averages for dogs ($48.66) and cats ($28.57), as reported by the North American Pet Health Insurance Association.

Still, the cost of pet insurance can vary significantly. The three factors that most impact your pet insurance rate include:

  1. Your pet type (dog, cat or otherwise)

  2. Your pet’s age (from weeks and months to years, and estimates are accepted)

  3. Your location (typically your address or simply your zip code)

Of course, pet insurance underwriters consider other factors, too, and they tend to keep how much weight they give to each under wraps. One of the pet insurance providers we studied, Fetch, for example, appears to give especially significant weight to your zip code: A policy for a 5-year-old, female, medium-sized, mixed-breed dog was about $25 dollars cheaper per month when quoted for a Tucson, Ari., resident, as compared to a San Rafael, Calif., address.

Here are the quotes Sound Dollar received from the 15 pet insurance providers we polled:

ProviderMonthly premium for dog*Monthly premium for cat**
AKC$37.22$35.17
ASPCA$47.86$24.42
Embrace$26.80$16.12
Fetch$73.88$33.42
Figo$36.40$17.34
Healthy Paws$45.36$21.53
Lemonade$39.42$26.08
ManyPets$26.27$17.31
Nationwide$76.00$30.17
Pets Best$40.06$18.35
Prudent Pet$68.22$44.78
Pumpkin$79.59$31.37
Spot$39.25$20.02
TruPanion$105.13$58.99
TrustedPals$30.00$19.00
AVERAGE$51.43$27.60

*5-year-old, female, medium-sized, mixed-breed, northern California-based dog without major medical history, as of May 23, 2022

**5-year-old, male, mixed breed, medium hair, northern California-based cat without major medical history, as of May 24, 2022

***Quotes were product of selecting a $750 deductible, 80% reimbursement amount and $5,000 reimbursement limit, or the closest available options

****Quotes do not include supplementary coverage for wellness, preventative care

What does pet insurance cover?

Like health insurance for humans, pet insurance can get complicated when it comes to which providers cover which veterinary expenses. In our research, for instance, we found that some pet insurance sample policies note that vet-prescribed food is never covered, always covered or only covered under certain circumstances (such as if the food was the “sole” course of treatment for a covered treatment).

To clear up at least some of the confusion, let’s review what’s commonly covered by pet insurance, and what isn’t.

Could be coveredLess likely to be covered
AccidentsBreeding
Alternative therapiesCosmetic (or elective) operations
DiagnosticsExperimental therapies
Hereditary conditions Food (sometimes even if it’s prescribed)
InjuriesGrooming
IllnessesPre-existing conditions (though some providers will cover it if the pet was cured and hasn’t experienced symptoms for 12 to 18 months)
Prescribed medicineRoutine wellness or preventative check-ups
Spaying, neutering

These are just guidelines, of course. Some coverages may be more or less important to you as an individual pet owner. If your dog or cat’s breed is susceptible to certain hereditary conditions, for example, you’d want to make sure they’re included in your policy.

"One of the most common things I saw in my practice were... many dogs that injure one cruciate ligament will also suffer the same injury in the other leg within a few years; and... once the first one is injured, the second one is considered pre-existing," says Dr. Hensely. "So, waiting to get coverage until after the first injury is too late. This goes for so many other conditions, and once the animal has been diagnosed, it is too late to get coverage."

Learn more: What Does Pet Insurance Cover—And Not Cover?

Is pet insurance worth it?

As mentioned, having pet insurance can give you peace of mind in cases of high stress: when your pet is at the vet, isn’t well and you want to know you can do everything you can to make them feel better without worrying over the final bill.

Whether pet insurance is truly worth it, however, is a personal question, to be answered by you, the pet owner. Consider these scenarios:

  • You have an older (or adventurous) pet that’s already been to the vet a time or two, perhaps for unannounced visits.

  • You have a younger pet that’s mostly indoors all day and hasn’t needed veterinary attention since getting its shots.

Now, it’s probably clear that the first situation feels ripe for pet insurance. The second—perhaps not so much. Even still, it’s worth imagining a worst case where even an indoor dog or cat might fall off a fence or run into the street. Pet insurance isn’t cheap, but having a policy means not having to worry (as much) that you can’t afford their care in an emergency.

"Just like with car insurance, you may be the world's best driver, but unpredictable and unavoidable accidents still happen," says Dr. Hensley. "So, taking a realistic look at your finances and then deciding what type of plan is best for your situation is the first step. Are you able to spend $100 at a moment's notice or $5,000? This will help you determine how high of a deductible you are comfortable with and is one of the things that will affect your monthly premiums."

Learn more: Is Pet Insurance Worth It?

How to shop for—and buy—pet insurance

TruPanion pet insurance quote
TruPanion pet insurance quote | TruPanion

One great part about shopping for pet insurance is that it’s very easy to receive rate quotes simply by answering a few questions about yourself and your pet. Unlike other financial products, you won’t (or at least shouldn’t) be asked for private information like your Social Security number or to undergo a credit check.

To smartly shop for pet insurance, however, you need to understand the three levers you can pull to adjust your policy premium and coverages: deductible, reimbursement amount and reimbursement limit.

  • The lower your deductible, the higher your premium (and the opposite is true too).

  • The lower your reimbursement, the lower your premium (because you’re agreeing to pay more out of pocket for vet expenses).

When you adjust these levers, your plan cost changes. Above is an example from TruPanion, one of the 15 pet insurance providers that we evaluated. It clearly shows how a higher deductible is correlated with a lower monthly premium.

Also, be wary of pet insurance providers that pump out a relatively low rate quote, only to alert you to multiple add-ons coverages at additional cost (insurer Lemonade lost points for this tactic). You might be looking at a heightened monthly or annual premiums if you elect to add coverage for wellness visits, exam fees or other uncovered expenses. (If you have an older pet, ask if the insurer requires a medical exam just to become eligible and, if so, whether the exam would be covered.)

Pets Best Pet Insurance Review

Pets Best Pet Insurance Review

Pets Best is a top pet insurance company, but review the pros and cons of its products to see if it’s truly “best” for your dog or cat.

Find out more

At Sound Dollar, we “shopped around” with 15 pet insurance companies to find out who’s best (methodology below), but if you’re ready to research your options, you might start with three or four. Collect quotes for your pet/s and compare monthly costs. If the premiums are similar, look into how coverage and customer service vary to see which suits your unique needs best.

Tip: Brien Plaza, an Arizona-based insurance agent, advises consumers to not only see whether a policy is budget-friendly, but also if it’s “coverage-friendly.” If a policy only reimburses up to 50% of your costs—or covers fewer pet ailments—check your budget to see whether you could afford the remaining, out-of-pocket price for care, he says.

FAQs: Best pet insurance

What is the most popular pet insurance provider?

Popularity might be indicated by a pet insurer’s number of customers, positive customer reviews and national availability, all of which were included, at least indirectly, in how we judged insurance companies for this review. It would be oversimplifying, however, to say that our top-rated pet insurer is also the most popular.

The better way to think about pet insurance providers is to ask which companies cater to you and your pet best. Our methodology should at least narrow down the contenders, but it’s wise to consider factors like your budget and your pet’s age, breed and medical history before choosing one insurer over another.

What is the best multi-pet insurance company?

Many of the 15 pet insurance companies we researched offer multi-pet discounts. So, if you add a second dog or cat to your policy, you could expect a discount on their premium of 5% to 10%.

This is a potentially significant discount, but it’s not so significant that it should be an overriding factor in determining where to purchase a policy. It’s possible that a pet insurer without a multi-pet discount is a better overall fit for your animals than competitors that do offer this perk.

It’s critical to compare multi-pet insurance policies across other categories, such as the ones we considered in this review: eligibility, cost, coverage and customer experience. That’s how you can come up with the best multi-pet insurance carrier for your situation.

Does pet insurance cover spaying and neutering?

Generally, most pet insurance policies don’t cover spaying or neutering your pet, though it may be covered through supplementary coverage (typically for wellness or preventative care) for an extra cost. Also, some pet insurers may ask if your pet is spayed or neutered as you shop around for coverage.

Does it cover pre-existing conditions?

Many pet insurance companies openly advertise the fact that pre-existing conditions aren’t covered by their policies. That said, some insurers state that your pet could be covered for a pre-existing condition if the following is true:

  • The condition is curable

  • The pet has been cured

  • The pet hasn’t experienced any symptoms for a waiting period that could span a year or longer

What is a pet insurance waiting period?

A waiting period is the amount of time before your insurance kicks into action. Your pet insurance company might have a waiting period (spanning days to months) after your pet…

  • Starts a new policy

  • Becomes injured or ill

  • Recovers from a ligament or hip injury, hereditary condition

  • Overcomes a pre-existing condition

The best pet insurance companies have shorter waiting periods, so that your pet can be covered sooner. Figo, for example, has a 1-day waiting period for injuries and 14-day waiting period for illnesses.

Does pet insurance cover dental costs?

Many pet insurance providers will only cover dental trauma or disease as part of a basic policy. However, more routine dental care could be included in a policy add-on for wellness visits.

How we ranked the best pet insurance companies

To recommend the best pet insurance for Sound Dollar readers, we put 15 popular providers under the microscope. We researched each provider across 23 data points spanning four categories: eligibility, cost, coverage and customer experience.

Insurance Methodology: How We Rate Companies and Their Products

Insurance Methodology: How We Rate Companies and Their Products

We judge insurers across cost, coverage and customer experience, all to make sure you find the best policy for your situation.

Find out more

Given that cost and coverage are often of top concern to pet insurance customers, we weighted these categories more heavily. Plus, as part of the cost category, we requested and received rate quotes using a sample pet profile: medium-sized, mixed-breed, 5-year-old female dogs and medium-haired, mixed, 5-year-old male cats hailing from northern California and, when asked, not reporting any major medical history. We also opted for supplementary coverage for medical exam fees unless they were already included.

How the 15 insurance providers fares across the four categories overall determined their rating. Our best pet insurance recommendation, Embrace, scored the highest rating among its class of competitors.

About the Authors

Staff editor Andrew Pentis headshot

Andrew Pentis

Andrew Pentis has used his journalism background to write about personal finance topics since 2015. His work has appeared in over 40 publications, including LifeHacker, U.S. News & World Report and Marketwatch.

Full bio
Dr. Amanda Hensley DVM, MPH

Dr. Amanda Hensley DVM, MPH

Dr. Hensley is a former veterinarian in Colorado who specialized in animal rehabilitation and pain management.

Full bio

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