Guide to I Bonds

I Bonds: How to Buy and Sell, Rates, Taxes and More

When inflation is high, you're likely to hear a lot about investing in I bonds. These government-issued investments are tied to inflation—the more inflation rises, the higher the return on I bonds. Here's everything you need to know.

I Bond Basics

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What Are I Bonds and How Do They Work?

What are I Bonds and How Do They Work?

Series I bonds are inflation-linked investments issued by the U.S. government. Discover below how I bonds work and how you can buy and sell them.

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How to Buy and Sell I Bonds

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Cashing and Redeeming Your I Bonds

Cashing and Redeeming Your I Bonds

Series I bonds are all the rage, thanks to their inflation-linked rates, as we watch our energy and grocery bills tick ever higher. Want to know how to buy and when to sell? You’ve come to the right place.

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Can You Buy I Bonds for Kids?

Can You Buy I Bonds for Kids?

Looking for a gift for your eight-year-old niece? You can buy an I bond for your child or anyone else’s, and the cost starts at just $25. We’ll break down just how you can go about it, and why it’s an inflation-safe bet.

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Are I Bonds a Safe Investment?

Are I Bonds a Safe Investment?

Financial markets are plunging and your investments are losing value. Where are you supposed to turn to earn a decent return on your money? Here’s more on I bonds rates, how much you can invest, and how to decide if they’re a good option for you.

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How Often Can You Buy I Bonds?

How Often Can You Buy I Bonds?

Series I bonds are a relatively low-risk investment that is capturing the public’s attention. There are limits, however, as to how much you can purchase each year. Let’s delve deeper into how often you can buy I bonds and other rules to be aware of.

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How Are I Bonds Taxed?

How are I Bonds Taxed?

I bonds are a safe way to earn a return that’s somewhat protected from inflation. But like any other investments, it’s important to understand the tax implications to determine if they are really right for your portfolio and long-term goals.

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Current Rates for I Bonds

Current Rates for I Bonds

Recently, Series I savings bonds have become a much more attractive investment—and a valuable tool to help hedge against inflation. Read on to learn more about current rates, how they’re set, and what the future may hold for I bonds.

Comparing I Bonds to Other Investments

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TIPS vs. I Bonds vs. EE Bonds

Comparing I Bonds to Other Investment Options

TIPS, I bonds, and EE bonds are all U.S. Treasury securities, meaning they are considered some of the safest investments you can hold. We’ll delve deeper into these investments and if they make sense for you.

Frequently Asked Questions on I Bonds

Should you invest in I bonds?

Possibly! Particularly in times of high inflation, I bonds can yield impressive returns because part of the rate is based on the rate of inflation. The latest I bonds issued from May through October 2022 yield 9.62% interest rates. And because they are fully backed by the U.S. government, I bonds are among the safest investments you can make. They are also relatively affordable, with values starting at $25.

Can you buy I bonds every year?
Can you buy I bonds as a gift?
Where can you buy I bonds?
What are the risks of I bonds?

I Bond Key Terms

Consumer Price Index

The Consumer Price Index (CPI) is the measure of average change over time in the prices paid by consumers for goods and services. It is most commonly used to measure the overall health of our economy and inform interest rates. A higher CPI often signifies inflation, which can mean a higher rate of return on I Bond investments.

Learn More: Current I Bonds Rates (History)