Latest Personal Loans Articles
Guide
Easiest personal loans to get in 2023
January 27, 2023
While some loans can be hard to qualify for, others have more flexible requirements. Learn about the easiest personal loans to get and where to find them here.
Advice
Best emergency loans of 2023
January 26, 2023
Here are the best emergency loan lenders that offer funding in two days or less—some as soon as the same day.
Guide
Best low-interest personal loans of 2023
January 19, 2023
Getting a personal loan with a low interest rate can save you money over time. Learn more about the best low-interest personal loans and where to find them here.
Guide
Best joint personal loans of 2023
January 18, 2023
A joint personal loan could be easier to qualify for compared to an individual loan. Learn about joint personal loans and where to find them here.
Product Review
Best Personal Loans of 2023
January 2, 2023
Personal loans can help you pay off a major expense or build credit, but shopping around is critical. After all, not all personal loans are created equal.
Guide
What Is an Unsecured Loan?
October 6, 2022
It could be a good option for creditworthy borrowers who don’t like the risk of posting collateral via a secured loan.
Guide
What Does APR Mean for Loans?
October 5, 2022
The annual percentage rate of a loan helps you make apples-to-apples comparisons of a product’s interest rate and fees.
Advice
How to Get a Small Personal Loan
October 3, 2022
If you need to borrow a relatively small amount of money—say, $5,000 to consolidate credit card debt—there are a few routes you can take.
Guide
What Is a Wedding Loan?
September 29, 2022
If you’re thinking of borrowing to finance your dream wedding, carefully weigh the pros and cons before signing on the dotted line.
Guide
Is Personal Loan Interest Tax Deductible?
September 29, 2022
In most cases, you can't deduct personal loan interest, but there may be exceptions if your lender allows you to use the loan proceeds for business, education or investment.
Guide
What Is Peer-to-Peer Lending?
September 28, 2022
If you’re considering borrowing and want to be aware of all your financing options, a P2P loan is worth exploring.
Guide
What Is a Personal Line of Credit?
September 26, 2022
A personal line of credit lets you borrow money over time, rather than just once, but there can be downsides to this form of debt.
Guide
How to Get a Loan Without a Job
September 22, 2022
You may be able to get a personal loan with no job via a cosigner, co-borrower or another form of financing.
Guide
What Is a Credit Builder Loan?
September 21, 2022
A credit builder loan is a type of installment loan designed to help you become more creditworthy—it could be useful if your credit history is thin or checkered.
Guide
What Is a Loan Officer?
September 20, 2022
A lender employs a loan officer to help you apply for a mortgage, business loan, personal loan or other type of financing.
Advice
Should You Use a Personal Loan for a Vacation?
September 16, 2022
Budgeting and saving up for a trip in advance is the best way to pay for travel, but personal loans (and credit cards) are borrowing options with unique pros and cons.
Advice
Should You Pay off a Personal Loan Early?
September 16, 2022
You might be motivated to become debt-free, but consider factors like prepayment penalties and your budget before requesting that final payoff amount.
Guide
How Do Personal Loans Affect Your Credit?
September 16, 2022
Whether you’re applying for a personal loan, repaying or refinancing one, your credit score can swing in different directions if you’re not careful.