Personal Loans

While some loans can be hard to qualify for, others have more flexible requirements. Learn about the easiest personal loans to get and where to find them here.

Here are the best emergency loan lenders that offer funding in two days or less—some as soon as the same day.

Getting a personal loan with a low interest rate can save you money over time. Learn more about the best low-interest personal loans and where to find them here.

A joint personal loan could be easier to qualify for compared to an individual loan. Learn about joint personal loans and where to find them here.

Best Debt Consolidation Loans of 2023

Personal loans can help you pay off a major expense or build credit, but shopping around is critical. After all, not all personal loans are created equal.

It could be a good option for creditworthy borrowers who don’t like the risk of posting collateral via a secured loan.

It’s possible to borrow with less-than-stellar credit, but whether you should is another question altogether.

The annual percentage rate of a loan helps you make apples-to-apples comparisons of a product’s interest rate and fees.

Your choice of financing option might depend on whether you have fixed or variable expenses to cover.

If you need to borrow a relatively small amount of money—say, $5,000 to consolidate credit card debt—there are a few routes you can take.

If you’re thinking of borrowing to finance your dream wedding, carefully weigh the pros and cons before signing on the dotted line.

In most cases, you can't deduct personal loan interest, but there may be exceptions if your lender allows you to use the loan proceeds for business, education or investment.

If you’re considering borrowing and want to be aware of all your financing options, a P2P loan is worth exploring.

A personal line of credit lets you borrow money over time, rather than just once, but there can be downsides to this form of debt.

Your options will be limited and expensive unless you have someone to help you, in the form of a co-applicant.

Even with minimal funds and poor credit, there are several strategies you can use to kick credit card debt to the curb.

You may be able to get a personal loan with no job via a cosigner, co-borrower or another form of financing.

Personal loan eligibility criteria can vary from lender to lender, but you’ll generally need a good credit score and low debt-to-income ratio to gain approval.

A credit builder loan is a type of installment loan designed to help you become more creditworthy—it could be useful if your credit history is thin or checkered.

A lender employs a loan officer to help you apply for a mortgage, business loan, personal loan or other type of financing.

Boat loans function similarly to auto loans, with a down payment and fixed repayment term, though it’s not the only financing option to consider.

Budgeting and saving up for a trip in advance is the best way to pay for travel, but personal loans (and credit cards) are borrowing options with unique pros and cons.

You might be motivated to become debt-free, but consider factors like prepayment penalties and your budget before requesting that final payoff amount.

Whether you’re applying for a personal loan, repaying or refinancing one, your credit score can swing in different directions if you’re not careful.

Like borrowing a personal loan for the first time, refinancing one requires some legwork to ensure you get the best deal possible.