Latest Retirement Articles
Guide
IRA Tax Deductions
August 22, 2022
It's possible to enjoy tax deductions by contributing to a traditional IRA, but Roth IRAs come with different tax benefits.
Advice
Retirement Definition
August 15, 2022
Many people are able to retire from the workforce in their mid-60s, but the more important factor is how much money they’ve been able to save throughout their lives.
Advice
What Happens to Your 401(k) When You Quit?
August 15, 2022
When you quit your job, you can usually leave the money where it is, roll it into a different retirement account or cash it out. Here’s how to decide the best option for you.
Advice
SIMPLE IRA Contribution Limits
August 12, 2022
SIMPLE IRA contributions are limited to $14,000 in 2022, plus a $3,000 catch-up for those eligible.
Rule 72(t)
August 1, 2022
Plan to retire early? Have a substantial retirement account built up? Then Rule 72(t) can help you access those funds early and without penalty before you reach retirement age.
Advice
Present Value of an Annuity
August 1, 2022
Life is a risky business. Annuities, or contracts with insurance companies, can help mitigate those risks, providing a lifetime of steady income or protections in a volatile market. But be warned, the
Advice
What Is a 457(b) Plan?
July 29, 2022
A 457(b) plan is a retirement plan available to employees of government and non-profit employees.
Advice
Custodial Roth IRA
July 26, 2022
Want your kid to get a head start on saving for retirement? A custodial Roth IRA might be a good option.
Advice
What Is a Keogh Plan?
July 25, 2022
A Keogh plan is a high-contribution retirement plan for the self-employed—but it comes at a steep cost.
Advice
Roth 401(k) vs Roth IRA
July 25, 2022
A Roth 401(k) and Roth IRA are retirement savings vehicles with different benefits and drawbacks.
Advice
What Is a 403(b)?
July 25, 2022
A 403(b) is a retirement savings account for public educational institutions and nonprofits.
Advice
Inherited IRAs
July 22, 2022
Inheriting a traditional IRA? Unless you’re a surviving spouse, don’t delay. There are rules to follow, or face big penalties.
Advice
401(k) Rollover to an IRA
July 21, 2022
You can roll your 401(k) funds over to an IRA when you leave a job using either a direct or indirect rollover. By rolling over to an IRA instead of another 401(k), you’ll have more control over your i
Advice
Retiring Early
July 21, 2022
The average retirement age is 62, but there is growing interest in retiring early.
Advice
What to Know About a 401(k) Hardship Withdrawal
July 15, 2022
Hit with a big financial emergency and need some quick cash to cover it? You might look to your 401(k) savings, but beware of the possible pitfalls of tapping into retirement savings.
Advice
A Gig Worker’s Guide to Saving for Retirement
January 24, 2022
Wherever you fall on the self-employed spectrum (freelancer, independent contractor, budding entrepreneur), your future self will be very grateful if you are saving for retirement now.
Step-by-Step
How to Plan for Retirement
December 16, 2021
Even if your retirement seems far away, laying the groundwork for it now is essential.